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Crettaz, Eric
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Between Social Structure Inertia and Changing Biographies: Trajectories of Material Deprivation in Switzerland
2018, Gazareth, Pascale, Iglesias, Katia, Crettaz, Eric, Suter, Christian
In contemporary societies, attaining a decent standard of living which allows people to lead a socially integrated life is a key issue for human rights and social policy. In a context in which social structures are more porous yet still quite powerful, the risk of poverty is influenced both by the inertia of these structural determinants and by uncertain life events. This contribution analyzes trajectories of material deprivation in Switzerland from 1999 to 2013 using data from the Swiss Household Panel. We describe the trajectories the households experienced and test the impact of various determinants of these trajectories. We challenge the robustness of previous results by developing innovative measures of the determinants by gathering information at the household level and by taking into account changes in the situation of the households over time. Our findings suggest that some of the claims that have been made regarding the individualization of social inequalities and the decline of social class are not confirmed empirically, and that the classical determinants of social inequalities remain powerful predictors. Sure enough, critical life events can have an impact; however, the scale of this impact is nowhere near as great as the effect of ‘classical’ poverty factors.
Is something wrong with the second pillar in Switzerland?: Gender inequalities from a perspective of two Private Occupational Pension Institutions
2015, Kucera, Jacqueline, Suter, Christian, Halford, Susan, Crettaz, Eric
Inequalities and old age pension systems have been analyzed in depth by many scholars. This study tackles the question of gender inequalities in a propaedeutic manner and asks: “Is something wrong with the second pillar in Switzerland?” By perceiving the occupational pension system as secure and safe, the focus of this thesis lies in the idea of guaranteeing equality for future pensions. The thesis asks whether gender inequalities occur through the mechanism of interpretation of the Federal Law of occupational pension schemes (LPP). In addition to that, the paper discusses the impact of the labor market on pension inequality. The focus lies on the analysis of gender inequalities at an institutional level, affecting retirees and employees of private occupational pension institutions in Switzerland. The thesis investigates how two specific pension institutions have designed their regulations in the context of legislative freedom, investigating whether the LPP is part of the problem causing gender inequalities between old age provisions. By using a mixed methods approach, the study demonstrates how two pension institutions are reproducing and enhancing employment and labor market inequalities at the intersection of the labour market, the occupational pension law, institutional regulations and organizational structures. The empirical findings in this thesis confirm the hypotheses that each occupational pension institution potentially enhances or reduces income inequalities at the institutional level. The type of pension fund may reinforce or reduce (pre-) existing (gender) inequalities within or between pension schemes by incorporating their own norms in their pension regulations, hereby offering better conditions than legally defined. The study illustrates that, independent on the labor market mechanisms, the affiliation of an employee to a specific type of pension institution is most important as the pension regulations are strongly determinant for the level of second pillar benefits. Thus, the thesis shows that pension fund regulations are of crucial importance. The thesis provides insight into the functioning of and the mechanisms within the LPP. It offers a roadmap with issues that people involved in the occupational pension system may bear in mind when they (re-) design the second pillar pension system.
Working Poverty Among Immigrants and « Ethnic Minorities » : Theoretical Framework and Empirical Evidence Across Welfare Regimes
2011, Crettaz, Eric
While the research that focuses on working poverty and low-wage employment usually explains the situation of immigrants and 'ethnic' minorities in terms of human capital, linguistic skills, social origin, and the like ('class-only' explanations), the literature that starts from the specific situation of minorities, especially the one that deals with immigration laws and/or labour market discrimination, tends to ignore what their situation has in common with that of disadvantaged 'native whites' in post-industrial economies. This paper attempts to build a theoretical bridge between these two strands of literature, and provides, in a first step, evidence as to the incidence of working poverty among immigrants (and 'ethnic' minorities when the information is available) across welfare regimes. In a second step, the impact of the citizenship status, the country of birth (and of 'race' in the US) is assessed, when the main working poverty factors and the main forms of labour market discrimination are controlled for. Interestingly, these variables have a significant impact in these models; hence, further factors must be at play, and some hypotheses are discussed, especially the role of 'ethnic economies'.